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Monthly review of the wear rate

The usury rate is the maximum interest rate that a lender may charge when granting credit to an individual. This rate is set each quarter by the Banque de France on the basis of the average interest rates charged by credit institutions.

WEALTH A7 tells you all about it here: https://www.wealth-a7.com/fr/actualites/la-revision-mensuelle-du-taux-d-usure/